Do you dream of a new life under the Portuguese sun? More and more Dutch and Belgian citizens are making the choice: moving to Portugal. And for good reason! This beautiful country offers a unique combination of a pleasant climate, a rich culture, a hospitable population, and a relatively low cost of living. From vibrant cities to quiet coastlines and idyllic countryside, Portugal has something for everyone. At Atlanticasa, we are happy to help you make this dream a reality. In this article, we take you through everything you need to know about a successful move to this beloved South European country.
01Why more and more people choose to move to Portugal
The popularity of Portugal as a destination for emigrants has increased significantly in recent years. This is due to various factors that together form an attractive picture. First and foremost is the climate: the many hours of sunshine, mild winters, and wonderful summers are a relief for many who are used to the grey skies of Northern Europe.
In addition, the quality of life plays a major role. Portugal is known for its relaxed lifestyle (the famous "slow living" concept), excellent cuisine, diverse landscapes, and a rich history. The cost of living, though rising, is often still more favourable than in many Western European countries, especially outside the major cities and popular tourist areas. This makes it possible to achieve a higher standard of living with the same budget.
Safety is also an important factor. Portugal is consistently ranked as one of the safest countries in the world, providing peace of mind for anyone wanting to build a life there. Add to that the friendly and hospitable population, and it is no surprise that so many people feel at home here.
Fiscal advantages: the Non-Habitual Resident (NHR) status
A significant draw for expats was the tax treatment under the Non-Habitual Resident (NHR) status. This status, although recently modified, offered substantial tax benefits for new residents for a long time. While the NHR status in its original form is no longer available to new applicants from 2024, there are transitional arrangements for those who already met the conditions. Furthermore, there are still other incentive measures and fiscal frameworks that make Portugal attractive, depending on your specific situation. For specific fiscal questions and advice, it is always advisable to consult a specialized tax advisor. For general information on, for example, wealth tax, you can also consult our guide What does wealth tax in Portugal entail?.
02Preparing for your move to Portugal
A successful move starts with thorough preparation. It is more than just booking a ticket and looking for a house. Here are some important steps to consider:
Administrative matters: from NIF to visas
Before you take the plunge, there are a number of crucial administrative matters to be arranged. The most important number is the NIF (Número de Identificação Fiscal), your Portuguese tax number. This is essential for almost every official action in Portugal, from opening a bank account to buying a house and signing contracts. Applying for residency, opening a Portuguese bank account, and converting your driving licence are also important steps. Depending on your nationality and the duration of your stay, you may need to apply for a specific visa or residence permit. For citizens of the EU/EEA, this process is usually simpler.
Finding housing: buying or renting?
The choice between renting or buying is personal. Many people choose to rent first to get to know the different regions and their atmosphere better before making a final decision. When you are ready to buy, Portugal offers a wide range of real estate, from modern apartments in the cities to rustic quintas in the countryside. Whether you dream of an urban apartment in Lisbon, a villa in the Algarve, or a charming cottage on the Silver Coast, there is something for everyone. Our Guide to buying a house in Portugal offers extensive information on this process.
"Moving to Portugal is a fantastic step, but good preparation is essential. Think about the administration, but certainly also about practical matters such as learning the language and understanding the local culture. We at Atlanticasa are happy to help you with expert advice and a seamless process, so you feel at home quickly."
— Tijmen Verbaarendse, Advisor at Atlanticasa
Healthcare and insurance
If you plan to move permanently, it is essential to arrange your health insurance properly. Portugal has a public healthcare system (SNS - Serviço Nacional de Saúde) as well as various private clinics and hospitals. As an EU/EEA citizen, you are entitled to medical care via your European Health Insurance Card (EHIC), but for long-term stays, it is advisable to register with the SNS and/or take out additional private insurance. More information can be found in our guide on Healthcare insurance in Portugal explained.
03Living and residing in Portugal
Once settled, the real adventure begins: living and residing in Portugal. This involves more than just your house; it's about the daily routine, culture, social contacts, and potential employment or retirement activities.
Culture and customs
Portuguese culture is rich and varied, with a strong emphasis on family, traditions, and good food. Portuguese people are generally friendly, hospitable, and helpful. It is worth learning basic Portuguese; although many Portuguese speak English, it is always appreciated when you take the effort to speak their language. This opens doors and helps you integrate faster into the local community. Enjoy traditional fado music, delicious pastéis de nata, and the countless local festivals and markets.
Popular destinations for expats
Portugal has diverse regions, each with its own charm. The Algarve in the south has been popular for decades due to its fantastic climate, beautiful beaches, and golf courses. Cities like Lagos attract many expats, as described in our guide Moving to Lagos: a guide for living and residing. The Silver Coast, north of Lisbon, offers a more authentic Portuguese experience with rugged coastlines and traditional fishing villages. The metropolis of Lisbon and the charming northern city of Porto are beloved by urban dwellers, while the Alentejo and the central interior offer peace and space, ideal for those dreaming of life in a quinta.
Employment and retirement
If you are moving to Portugal and are not yet retired, employment is an important consideration. The job market is changing, particularly in tourism, technology, and services. Many expats start their own business or work remotely for international companies. For retirees, Portugal is a true paradise, with a relaxed lifestyle, low crime rates, and many opportunities for leisure. However, it is important to arrange all formalities regarding your pension benefits and taxes in advance.
04Practical tips for your move
- Start planning early: Bureaucracy can sometimes be slow, so start preparations well in advance.
- Learn basic Portuguese: Even a few words make a big difference in your daily life and social interactions.
- Use professionals: A good estate agent, like Atlanticasa, a lawyer, and a tax advisor are indispensable.
- Network with other expats: Online groups and local meetups are great ways to find advice and support.
- Be patient: Portugal has a different pace than Northern Europe. "Calma" (take it easy) is a common word.
- Discover the local cuisine: Try regional specialties and enjoy the fresh products.
- Immerse yourself in local customs: Respect for local traditions and customs helps you feel at home quickly.
Moving to Portugal is an adventure that can enrich your life with new experiences, cultural discoveries, and a lasting sense of well-being. Whether you are looking for a quiet retirement, a vibrant city life, or a new professional challenge, Portugal offers a warm and welcoming environment to realise your dream.
Are you ready to take the step? View our listings of quality real estate throughout Portugal and find your perfect home under the Portuguese sun. At Atlanticasa, we are ready to guide you through every step of this exciting process.
05Frequently asked questions about moving to Portugal
What are the biggest challenges when moving to Portugal?
The biggest challenges are often bureaucracy, the language barrier (if you do not speak Portuguese), and sometimes adjusting to a different culture and rhythm of life. Good preparation and patience are essential.
Do I need a visa to move to Portugal?
If you are a citizen of the European Union (EU) or the European Economic Area (EEA), you do not need a visa to live in Portugal. You must register with the municipality and apply for a residence certificate after staying longer than three months. For non-EU/EEA citizens, there are various visa categories, such as the D7 visa (for retirees and people with passive income) or the Golden Visa (for investors).
Can I take my car to Portugal?
Yes, you can take your car to Portugal. However, there are rules and procedures for importing and registering a foreign car. This includes paying import tax (ISV) and changing the registration plate. It is often a complex process, so it is advisable to obtain thorough information or hire a specialized company.
